TRANSPARENT PRICING

Private Pay & Investment in Care

Choosing therapy for your child is often both an emotional and financial decision. Many parents wonder whether private pay therapy is the right choice, especially when insurance-based options are available.

At Kiddos Mental Health, services are offered on a private pay basis to allow for a more individualized, flexible, and developmentally focused approach to care.

Why Private Pay?

Insurance-funded therapy can be valuable, but it often comes with structural limitations that influence how care is provided. Private pay allows therapy to be guided primarily by clinical need rather than external requirements.

This can support:

  • Greater flexibility in treatment planning

  • More time spent on parent collaboration and education

  • Individualized pacing based on your child’s development

  • Continuity of care without insurance-driven disruptions

  • A focus on long-term growth rather than short-term symptom reduction

Many families find that this approach allows therapy to feel more thoughtful and aligned with their child’s unique needs.

Focus on Depth, Not Volume

Private pay practices are able to maintain smaller caseloads. This supports greater clinical attention, preparation, and coordination when needed.

For children who experience the world intensely or differently, this level of focus can be especially meaningful.

Investment in Development

Therapy is not simply about addressing immediate concerns. It is often an investment in your child’s emotional development, self-understanding, and long-term wellbeing.

Parents frequently seek private pay services when they want:

  • A specialized approach

  • Consistent support

  • Thoughtful parent guidance

  • Care that prioritizes understanding over quick fixes

Can I Use Insurance Benefits?

While services are private pay, some families choose to submit documentation to their insurance provider for potential out-of-network reimbursement. Coverage varies depending on individual plans.

You may wish to contact your insurance provider to understand:

  • Out-of-network mental health benefits

  • Deductible requirements

  • Reimbursement rates

  • Documentation needed for claims

Deciding What’s Right for Your Family

There is no single “right” path to therapy. What matters most is finding an approach that feels aligned with your child’s needs and your family’s values.

If you are unsure whether private pay therapy is the right fit, a consultation can help you explore options and make a more informed decision.

Consultations

To schedule a consultation a non refundable $20 fee will be collected and put towards the first session.

Kiddos Mental Health does not take insurance, however, to ensure all children have access to premium mental health services, session prices will be aligned with the typical insurance co pay amount.

30 minute sessions- $35

60 minute sessions- $60

Billing Frequency and Timing

Sessions are billed at the time of service. Credit cards will be securely and confidentially kept on file and automatically charged. Future sessions can not be scheduled if a payment does not go through or there is a payment balance. Cancel or stop sessions at anytime. Additional sessions can be added upon availability. Cancellations with less than 24 hours will not be refunded. Cancellations notified prior to 24hrs can be rescheduled with availability.

Payment Method

Accepted payment options include Zelle and major credit cards. Please allow charges up to 7 days to clear. Transactions will appear as KIDDOSMH.

Session Cancellation

Cancellations with less than 24 hours will not be refunded. Cancellations notified prior to 24hrs can be rescheduled with availability.